Shermin

Buy Now, Pay Later

Finance facilities with special promotional offers.

This is a true consumer product.

Originally designed for fast moving goods such as computers, electrical goods, and furniture, it was adapted by us for the Home Improvements market in 1996 and with great effect.

Some very powerful marketing has been used to promote this product, particularly in the furniture sector, therefore customers respond readily to promotions linked to this option.

All Buy Now Pay Later schemes require financial support from the retailer, and offer an opportunity to save for the remainder over the deferred term and with no repayments or interest to pay, if repaid within the deferred term.

At or before the ‘anniversary’ date your customer can simply pay the advance to clear the loan, or continue the loan by a monthly repayment, interest bearing agreement.

With this choice you can overcome the problems of customers wanting/needing your product but not having the immediate funds available now that surround Building Society advances – the customer can go ahead now and take up to twelve months to organise finances.

Why not ‘steal’ that deal from competitors by giving cash customers the opportunity of keeping their money in the bank for twelve months longer. Turn that patio door order into a full house of windows now by using the cash as deposit and giving the opportunity to save for the remainder over twelve months – with no interest (if paid within deferred term).

The information provided here is not for use by the general public and is not an advertisement as defined by the Consumer Credit Act.

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Interest Free

Interest Free

Interest free, with up to a five year repayment term.
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Interest Bearing

Interest Bearing

A range of rates and terms to suit your marketing and budget.
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