We collect personal information from visitors to this web site through the use of enquiry forms and every time you e-mail us your details. Other than this, we do not store or capture personal information but simply log your IP address (this is the technical standard which ensures messages get from one host to another and that the messages are understood) which is automatically recognised by the web server.
We process personal information collected via this web site for the purposes of:
We do not sell personal information collected through this site or use your personal information for any other purposes than those stated above.
Cookies may be used by us to provide you with customised information from our web site. A cookie is an element of data that a web site can send to your browser, which may then store it on your system. Cookies allow us to understand who has seen which pages and advertisements, to determine how frequently particular pages are visited and to determine the most popular areas of our web site.
Most web browsers automatically accept cookies. You do not have to accept cookies, and you should read the information that came with your browser software to see how you can set up your browser to notify you when you receive a cookie, this will give you the opportunity to decide whether to accept it. If you disable cookies from your browser you may not be able to access certain features of a particular website.
We endeavour to take all reasonable steps to protect your personal information. All the data collected by us is stored on a secure server. The secure server software encrypts all information you input before it is sent to us.
We may share your personal information from your partner retailer application with fraud prevention agencies. If false or inaccurate information is provided and fraud is identified, details of this fraud will be passed to those agencies to prevent fraud and money laundering.
We may ask you to provide physical evidence of identity verification or search the files of credit reference agencies which will keep a record of our search, whether or not your application for a facility proceeds. This is not seen or shared with any other 3rd parties unless written consent is received from those individuals.
To comply with Anti-Money Laundering regulation, there are times when we will need to confirm or reconfirm the name and address of our partner lenders, including directors and shareholders. This is not seen or shared with any other 3rd parties unless written consent is received from those individuals.
In the unlikely event of us receiving Special Category Data as defined in GDPR https://ico.org.uk/fororganisations/guide-to-the-general-data-protection-regulation-gdpr/lawful-basis-forprocessing/special-category-data/ Shermin finance will inform you of the receipt of this information to discuss the deletion of this data.
Shermin Finance will not disclose personal information to other companies and suppliers as we do not use third parties to process your data.
Given that the Internet is a global environment, using the Internet to collect and process personal data necessarily involves the transmission of data on an international basis. Therefore, by browsing this web site and communicating electronically with us you acknowledge and agree to our processing of personal data in this way.
If we collect any personal data from you, you have the right to receive/amend/delete information about the personal data we hold about you. Shermin Finance do not charge a fee for this unless we believe the request is excessive or unfounded. If we refuse a request we will tell the individual why and that they have the right to complain to the supervisory authority and to judicial remedy. Shermin Finance will do this without undue delay and at the latest within 1-month. If at any time you no longer wish to receive any of our e-bulletins, newsletters or other information for which you have subscribed our partner retailer process, then please contact us so that we can remove your relevant details.